Understanding car insurance can feel like decoding a legal document written in a foreign language. It’s a rite of passage for any driver, yet it’s often left unexplained, perhaps like the hidden footnote of adulthood. But there’s a term that surfaces regularly in discussions about car insurance, one that's more than just jargon for policyholders; State Minimum Insurance. It's the baseline level of coverage that drivers are mandated to have by law, and it's a central component of the U.S. auto insurance system.
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